A Few FAQs about Driving a Vehicle without Insurance in Ontario

Whether you drive in Ontario or in other provinces of Canada, Insurance is obligatory for all drivers or vehicle owners. Recent studies show that around 2000 uninsured motor vehicles accidents are accounted each year in Ontario.  Thus, you must have car insurance for getting compensated in any miss happening situation. If you are injured in a vehicle collision and you do not have insurance, you must consult the best personal injury lawyer in Ottawa. The following mentioned FAQs about driving without insurance in Ontario will answer your all queries related to it.

  1. Q: Is driving without insurance considered a criminal offense?

A: Not at all, it is not a criminal offense, but it is considered as an offense all over in Canada. If you caught driving without insurance, you might be fined or be charged some penalties.

  1. Q: How much fine will be charged for this?

A: Under the Compulsory Automobile Insurance Act of Ontario, the offender may be fined ranges from $5000 to $50000.

  1. Q: What are the penalties for driving without insurance?

A: The offender’s license might be suspended for up to one year, and their vehicle might be impounded according to the offense.  If you experience a vehicle accident, under the Provincial Offenses Act you may have to pay a victim fine surcharge of 25%. Beside it, you might be charged an additional $1250. In such a case, you must hire the best personal injury lawyer in Ottawa.

  1. Q: What happens if I meet with an accident without insurance in Canada?

A: this will be the worst situation for you if such happens to you as you will be accountable for all the repairs to your motor vehicle and medical bills. The severe injuries and car’s damage cost you more than you expected. Beside it, you will be fined for it.

  1. Q: Can I sue another driver without insurance?

A:  No you cannot, uninsured drivers who are injured in a vehicle accident will not be allowed to sue the other driver for compensation.

  1. Q: What Can I do if I have been injured by an at-fault uninsured motorist?

A: if you are insured, in such situation your insurance company will take a step against the faulty party. If your insurance company refuses to do so, you should consult the best injury lawyer to get your desired compensation.

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