The problem international students will need to deal with is health insurance. After graduation, most school will not provide health insurance (also known as留学生 医疗保险) anymore. This article will introduce two insurance companies (美国医保推荐) provide insurance for international students.
Student Medicover
Price : $565/1303
Pros:
Based on United Healthcare’s insurance, reliable
Chinese customer service
Low deductible: $50-$100
Cons:
Does not include school season sports injuries
Some school and school hospitals need to pay first, then pay compensation
PSI Insurance
Price: $438-1960
Pros:
Medical networks, insurance claims, and user websites are all managed by UnitedHealthcare, which is very reliable
School hospital discounts: exemption from deductibles and co-payments, paying for hospitals within the network
Gold plans include medical examinations, flu shots
Platinum plans to pay less restrictions and have the highest deductible limit.
Cons:
You can choose from a variety of plans, and you can see that the flexibility is very strong, but it is either too expensive or not good enough except for platinum.
Some school and school hospitals need to pay first, then pay compensation
No Chinese customer service.
Do you want to try a Love quiz and test which insurance you like the most.
Also, do not forget to apply for h1b, the most important job visa for international student. Before going to apply h1b visa (h1b签证) and get your H1B visa processed (also known as h1b签证流程), your company must have a h1b layer and pay for its fees (also known as h1b律师费). A lawyer usually dealt with many similar cases before, so they know what to say in the application letter. it can drastically increase your chance to getting your visa approved and make your application process much easier. If you are in big city like New York, or LA, you will have ample amount of choice for you immigration lawyer, (also known as 纽约移民律师). If your company does not have an onsite lawyer for your case, the following link is a good h1b lawyer that you can consider of (h1b律师推荐).
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