A judge can play a role in the process of chapter 7 bankruptcy. In order for a person to demonstrate that they are in need of bankruptcy they need to seek debt relief and go through the process including work with a judge.
A full legal proceeding is exactly what happens for Chapter 7 bankruptcy to initiate. In most cases chapter 7 bankruptcy begins with a hearing in a dedicated court system. There is a bankruptcy court available in every state and several states even have a number of bankruptcy court available. A bankruptcy judge is very different from a regular judge and they often preside over courts that don’t deal in a criminal or civil manner. These are judges that only issue rulings on bankruptcy cases. These judges will sort out any eligibility issues within the person’s debt and determine whether or not a person should be discharged of their debt.
There’s a good chance that you might never see the judge especially if there is absolutely no reason to have an objection for your bankruptcy plan. Chapter 7 bankruptcy filers will not need to go to court unless there is a discrepancy.
As long as you have an actionable repayment plan, you can and bankruptcy quite easily and find a debt relief that you need. If you have a plan for managing your bankruptcy and you’ve gone through the process of filing for Chapter 7 bankruptcy in a legal manner, you can make sure that you never even have to see a judge. One of the best ways that you can ensure you may never have to see judges to work with a bankruptcy attorney. Working with a legal professional that skilled in bankruptcy will make sure that you can have concise decisions made and a plan that will not be overruled.
This post was written by Trey Wright, a bankruptcy lawyer in Tallahassee. Trey is one of the founding partners of Bruner Wright, P.A. Attorneys at Law, which specializes in areas related to bankruptcy law, estate planning, and business litigation.