Sometime in the year 1970, the state of Florida passed the No-fault law. Consequently, giving people who got injured in motor accidents the opportunity to enjoy quick access to funds for their medical treatment. However, some insurance carriers have become unyielding to this law. While some insurance carriers are reluctant to compensate the injured parties with the full amount they deserve, others don’t want to pay a dime as compensation to the injured party.
If ever you find yourself in this kind of a situation – where you get injured in an accident and the insurance carrier refuses to compensate you. Don’t hesitate to contact a competent personal injury attorney for your court case.
What is personal injury protection (PIP) and what is it meant to cover?
The No-fault insurance or the personal injury protection coverage is mandatory insurance coverage for anyone who wants to register a car in the state of Florida. The minimum PIP coverage for anyone registering a vehicle in the state of Florida is $10,000. This insurance coverage is intended for medical cost, lost wages and demise of the underwritten individual. The insurance coverage is supposed to cover about 80% of the medical cost. This includes medical services, surgery expenses, rehabilitation services, prescriptions, and ambulatory expenses. But your PIP coverage does not cover medical costs in excess of the policy limits. Also, it does not cover damaged vehicle or property.
why some insurance companies reduce or deny insurance claim?
The misconception that most people make when it comes to insurance coverage and insurance companies is believing that the insurance company will not seize any opportunity they get to make some money off their backs. The bitter sad truth is that insurance companies are more interested in making money than paying out claims. If you didn’t have an emergency condition at the time of the accident, or you file your claim late (among other reasons). Your insurance carrier would almost certainly deny your claim.
If your claims to PIP coverage are denied unjustly. Feel free to contact a competent personal injury attorney. This post was written by Kelly-Anne Jenkins of Jenkins Law P.L. Kelly-Anne is an personal injury lawyer She specializes in personal injury, car accidents, and bicyclist injury. The information on this site is not intended to and does not offer legal advice, legal recommendations or legal representation on any matter. Hiring an attorney is an important decision, which should not be based on advertising. You need to consult an attorney for legal advice regarding your individual situation.